When you need to make a big purchase, you want to borrow money from someone you trust, like Health Facilities Federal Credit Union. Whether you are looking to buy a new car, a house, pay for college or just need some money to get you through a tight spot, we offer loans designed to fit your budget. Plus, with our friendly loan staff and easy application process, we make borrowing money easier than ever!

We have loans for: vehicles, motorcycles, ATVs, boats, travel trailers, campers, jet skis, home equity lines of credit (HELOC), personal lines of credit/pay day loans, and mortgages.

debt

WILLING TO FIX YOUR CREDIT?

           DEBT RECOVERY

SAVINGS & LOAN ACCOUNTS

This account is designed to assist members with outstanding credit issues.  Members would be required to save 50% of the total outstanding unpaid debt to apply for a loan for the remaining 50% of the debt.  Loans are subject to approval and will be used for the sole purpose of reconciling the bad debts. Maximum $1000.

 

first time buyer 

First Time Buyers Program

First Time Auto-Buyer Program Guidelines: 

  • Minimum of one year at their current job, unless they're going to have a qualified co-signer
  • Proof of income of at least $1,500.00 a month
  • Automatic payroll payment or automatic payment transfer available
  • New auto rate 8%, Used auto rate 8.50%
  • Maximum term 48 months
  • Minimum age of auto 2002
  • Down payment $500.00 or greater
  • No derogatory credit
  • No prior auto loans on credit report
  • Debt ratio not over 35% including auto loan
  • Maximum loan amount $15,000.00
  • 80% Loan-to-Value based upon NADA trade value (Allow for taxes, licensing)
  • Credit Union Gap and Extended Warranty only
  • Proof of auto insurance

 

Health Facilities Federal Credit Union AutoSMART

As a member of our credit union, you are already well aware of the many benefits of membership. One you may not be as familiar with is our Health Facilities Federal Credit Union AutoSMART program (may also be referred to as CUDL AutoSMART) which can help you get the best possible deal on your next vehicle purchase. Through this you can also access our low-rates auto financing right at the dealership.

CUDL LogoLearn more about this valuable program by clicking here and discovering a wide-range of resources that can help you make an informed car-buying decision. It will even help you connect with nearly 9,000 dealerships coast-to-coast to get access to more than 385,000 vehicles online for a truly no-hassle car shopping experience.

Next time you're ready to buy a new or used car, remember to turn to us first.

Visit Health Facilities Federal Credit Union AutoSMART Now